mPayGo is a blockchain-native payment platform where merchants get instant settlement and users earn IFNY tokens on every single transaction. One platform. Both sides win. Every time.
From scan to settled in seconds. No hardware. No contracts. No chargebacks. Works on every phone in every country.
IFNY is an ERC-20 token distributed automatically on every mPayGo transaction — from a fixed supply of 20 million tokens. The more you spend, the more you accumulate. The more you accumulate, the more the ecosystem works for you.
Two distinct experiences from one platform. Every feature designed with purpose. Nothing generic. Nothing unnecessary.
Watch a full walkthrough of the mPayGo merchant dashboard — from onboarding to live payments, settlement, IFNY distribution, and real-time analytics. Everything you need. Nothing you don't.
Every IFNY token earned through mPayGo flows into a live, growing ecosystem of products. It is not a points programme. It is a real token with real utility across real platforms.
Every mPayGo transaction passes through Pulse AI before it settles. 30 specialised agents handle fraud detection, KYC, AML, risk scoring, customer support, analytics, sales outreach, marketing, and transaction monitoring — simultaneously, in real time, without human intervention.
One-time setup. Two tiers based on volume. No monthly minimums. No contracts. No hardware costs. No chargeback fees. No PCI compliance headaches. Just a flat rate that drops as you grow.
Lower rates for UK & EU merchants thanks to reduced interchange fees.
£100 one-time setup fee — billed after 30 days for the first 1,000 merchants. £9.99/mo statement & AI fee.
mPayGo operates on blockchain-native infrastructure — not traditional banking rails. Every layer is designed for transparency, auditability, and regulatory alignment.
Share this guide with your network. Every merchant you bring to the platform earns through the Morizon ecosystem. Every user you onboard starts building real IFNY value from their very first payment.